First Trade Union Bank > Commercial > Cash Management

First Trade's Online Services provide a wide array of innovative solutions that drive efficiencies in both processing and cash flow for all types of clients.

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Online Service	Information
Online Banking	Our premiere client access channel allows companies to perform a range of treasury management functions Two forms of access: Standard Account Overview Account History Funds Transfer Pay Bills Stop Payments Wire Transfers eStatements eAlerts Check Imaging QuickBooks download Trusteer Rapport protection (optional) Security Token service (optional) Premier All of the above ACH Services Account Reconciliation Account Reconciliation with Positive Pay Provides access using advanced security features Single source for managing your treasury functions Sophisticated cash flow and business activity reporting Helps reduce fraud risk
Automated Clearing House (ACH) Services	Provides a mechanism to collect and disburse funds electronically, such as direct deposit of payroll, dividend or tax payments Allows clients to better forecast their cash flow position and needs Efficiently manage payments and receipt of funds
Wire Transfers	A time-effective way to transfer money from your account to another institution with a same-day effective date Online Wire Transfer types include: One-time Repetitive You must complete a Wire Agreement form to process Wire Transfers online – this form will be kept on file for all future Wire Transfers¹
Stop Payments	Place stop payments on checks before they have been cashed. If you choose to place a stop payment online, please have the following information: Account number Check number Check amount Payee Date of check Stop Payments are valid for 6 months from the date the order was placed. We are not obligated to notify you when a Stop Payment order expires. If you feel you need to extend beyond the 6 months, you will need to place a new Stop Payment order.
Check Imaging	View and print electronic images of paid checks through Online Banking and eStatements.
eStatements	Receive an electronic version of your monthly statement. You will be notified when your eStatement is available via email. Follow the link in the email to view the eStatement or access it directly from your Online Banking account. Plus, you will have the ability to access up to 13 rolling months of account history. 3 GREAT reasons to receive eStatements: It's free It's convenient It's greener If you are a current customer, you can enroll in eStatements through your Online Banking account. After logging in, please select the "Account Statement" link under the "Accounts" tab on the left-hand side of the page. Follow the instructions to begin receiving your monthly statements electronically.

1	Wire transfers must be received and verified by 4 PM ET for same-day processing. Wire transfers received after 4 PM ET will be processed on the next business day.