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Loans

First Trade offers personal loans that can provide financing for various life events.  Whether you are looking to purchase a home, pay for college or finance a yacht, you can find the option that’s right for you at First Trade.

Loan Type Information
 
Mortgage

 
Loan Options:

  • Fixed Rate
  • Adjustable Rate Mortgages (ARMs)
  • Jumbo Loans

To apply for a home loan please call us at 800.242.0272.
 

Contact Us about applying for a mortgage »    
 
Overdraft Protection
Line of Credit
 
  • Safeguard yourself from overdraft fees by linking this service to your personal checking account.
  • Currently, you can only apply for this service by completing a paper application. Our online application is coming soon!
  • To learn more or to obtain an Overdraft Protection Line of Credit Application, please visit a First Trade Banking Center or contact our Customer Service Department.

Upon receipt of your completed application, First Trade will perform a credit review and we will notify you of the status of the application within 5-7 business days. The service is subject to credit approval.
 

CONTACT US about Overdraft Protection »
 
Student Loans
 
  • In partnership with SallieMae®, First Trade is proud to offer the Smart Option Student Loan®
  • Click here to learn more and apply for the Smart Option Student Loan®
     
LEARN MORE AND APPLY FOR THE SMART OPTION STUDENT LOAN® »    
 
Yacht Financing
 
  • Fixed Rate, Adjustable Rate, and Interest-Only financing options available
  • Maximum vessel age is 15 years
  • Flexible loan terms available
  • Down payment amount varies based on loan amount
  • Foreign vessel registration available
  • Performance boats, wooden vessels and liveaboards are not eligible for financing
     
Learn More About Yacht Financing »

 

 

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