First Trade Union Bank > Government > Cash Management

Our comprehensive platform provides detailed information that allows you to simplify the collections process and optimize your cash flow.

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Deposit Service	Information
Remote Deposit Capture	Allows for quick and easy deposits into your Business First Checking account Using a desktop scanner provided by First Trade, you are able to electronically process deposits from one or more office locations Provides the ability to standardize deposit activity and consolidate banking relationships Manage your own internal security on transactions by setting up access levels for your employees Saves time and money!
eCapture²Remittance Processing	Streamline receivable operations by combining check and electronic remittance capture information through the use of a desktop scanner and image technology The capture of check payments and remittances results in faster, more accurate receivable processing Reduces data storage and delivery costs Accelerates the cash collection process, which can be critical at various times throughout the year Allows secure access to remittance, checks and related correspondence online This service is an additional component of Remote Deposit Capture
ePayment Solution	Collect one-time and recurring payments electronically via credit card, debit card or electronic checks Payments can be accepted through a secure website, over the telephone and/or in-person Low-cost service is easy to implement Receive proceeds faster than through the traditional deposit process Obtain real-time reports for better tracking and monitoring Improve client satisfaction by providing convenient, expanded payment options 24/7
Zero Balance Accounts (ZBAs)	Efficiently consolidate account balances into a master account to meet daily needs Checks are written, disbursements are made and the net balance is transferred from a concentration account Reduces time by transferring funds from multiple accounts into a concentration account Allows clients to establish multiple accounts for specific use and easily consolidate all balances Ensures that funds do not stand idle in multiple accounts, eliminating the need to initiate account transfers Provides centralized, single account control and the ability to view all daily activity
Merchant Services	Tap into the power of accepting the most widely-used electronic payment options for your customers Reduces the need to maintain credit accounts and manage collections, helping you save money, control cash flow and improve customer service Benefit from Automated Clearing House (ACH) settlement within 48 hours of the sale